Change the World 2026
Credit union Vancity focuses on both impact and profit in its lending decisions. In keeping with this goal, the company is building financial products that improve mortgage affordability and reduce emissions. Member deposits fund member loans, and the company redistributes profits to members and local communities through a Shared Success Program, in which Vancity shares 30% of its profits each year. Meanwhile, the company has built relationships with Indigenous partners to produce more capital for entrepreneurs. It’s also investing in women entrepreneurs by increasing loan limits for launching and growing women-led businesses.