• Home
  • Latest
  • Fortune 500
  • Finance
  • Tech
  • Leadership
  • Lifestyle
  • Rankings
  • Multimedia
Environmentwildfires

A Maui single mom was lucky to find a ‘tiny, tiny cottage’ for double what she was paying before her subsidized unit burnt to a crisp

By
Audrey McAvoy
Audrey McAvoy
and
The Associated Press
The Associated Press
Down Arrow Button Icon
By
Audrey McAvoy
Audrey McAvoy
and
The Associated Press
The Associated Press
Down Arrow Button Icon
October 21, 2023, 8:09 AM ET
Tiffany Teruya
Puʻuwai Nahoʻoikaika, front, reacts as his mother, Tiffany Teruya wipes a tear after sharing memories of their affordable housing unit that was burned down from August's wildfire on Tuesday, Oct. 3, 2023, in Lahaina, Hawaii.AP Photo/Mengshin Lin

Charles Nahale spent a restless night trying to sleep in the back seat of his pickup truck after a wildfire destroyed his home and the town of Lahaina. The next two nights weren’t much better: The singer and guitarist put his feet on one chair and sat in another as he took refuge on the grounds of an evacuated hotel where he once performed for guests.

Recommended Video

Nahale eventually found a timeshare condo with a bed, shower and kitchen — lodging he was able to keep until Friday, when, yet again, he had to move, this time with officials setting him up in a different hotel condo.

He is one of many whose lives have become transient since the deadliest U.S. wildfire in more than a century left at least 99 people dead. The blaze destroyed thousands of buildings and unmoored residents who now face myriad challenges posed by Maui’s location and status as a vacation hub.

“It’s hard to begin the healing process when you’re worried about the essentials,” Nahale said.

Some are bouncing from hotel room to hotel room, in some cases to make way for the return of tourists who are crucial to the local economy. Many are struggling to find places to rent amid a housing shortage — and steep prices — that plagued the island even before the fire wiped out an estimated 3,000 homes and apartments in Lahaina.

And it’s not feasible for authorities to bring in the mobile homes used to shelter people after natural disasters elsewhere, given Hawaii’s humidity and the difficulty of shipping them from the U.S. mainland.

The government, via the Federal Emergency Management Agency, paid for Nahale and some 8,000 other displaced residents to move into hotels, vacation rentals and other short-term housing after the Aug. 8 fire. There are still about 6,900 people in short-term lodging more than two months later.

It’s unusual for FEMA to put so many people in hotels after a disaster, particularly for months, but Maui had plenty of empty hotel rooms after tourists left in the wake of the fire.

In other states, people unable to move home after a disaster might move in with friends and family members who live within a few hours’ drive. That’s trickier on Maui, an island of about 150,000 people that’s a 30-minute plane ride from the nearest major city, Honolulu.

Bob Fenton, administrator of the FEMA region including Hawaii, is leading the government’s response. His agency has the authority to house people in hotels for six months, and in some cases that can be extended, he said. Still, he wants to see people get into stable housing — “a place they could be for the next two Christmases,” Fenton said in an interview.

The Red Cross, whose case workers are administering FEMA’s hotel stay program, is sending Nahale to another condo unit with a kitchen, but it will only be available for 12 days. Finding a long-term rental is hard when thousands of others are also looking, he said.

Red Cross CEO Gail McGovern said at a news conference Wednesday that no one is being cut off from short-term housing before there is a long-term solution. Gov. Josh Green urged anyone who feels they are being pushed out to talk to a Red Cross worker.

Tiffany Teruya is among the lucky ones who found a two-bedroom rental to stay in with her 13-year-old son. The monthly cost for the “tiny, tiny cottage” was $3,000, more than double what she paid for their subsidized apartment in a building that burned in Lahaina.

She signed a lease on Wednesday, paying the first month’s rent and a deposit using aid money and $2,000 from a cousin. Catholic Charities is arranging to pay for the next three months.

The cottage belongs to a member of her extended family. She said about 30 others saw the house before her, including families of three, four and even six people.

“These people are desperate too, you know what I’m saying?” said Teruya, who was a restaurant waitress on Lahaina’s famed Front Street before the fire.

A Maui-based software developer, Matt Jachowski, built a website aimed at matching fire evacuees with landlords. More than 600 families have sought housing on the site, but he said very few have actually found lodging because landlords want more in rent than the evacuees can afford to pay.

His analysis showed that the median rent that evacuees are requesting — $1,500 for a one-bedroom, $2,400 for a two-bedroom — is about two-thirds of market rate. Some landlords wanted as much as $8,000 to $10,000 a month, saying they could get that from tourists, Jachowski said.

To help, FEMA has raised the rental assistance it’s offering to evacuees by 75%. Displaced Lahaina residents will be eligible for up to nearly $3,000 for a one bedroom. This could help plug the gap between what renters can pay and what landlords are asking — at least in the short term, Fenton said.

Longer term, Maui will need to build more affordable housing, Fenton said, noting some developments are awaiting zoning approval or need to be evaluated for sufficient sources of water.

If other temporary solutions fall short, FEMA is preparing to build up to 500 modular units using prefabricated materials or 3D printing. The agency has identified four sites — three in Lahaina and one in central Maui — near power, water and sewer infrastructure. Utility lines would have to be extended to individual lots, but could then be repurposed for permanent housing after the modular homes are removed.

Nahale called the experience of rotating hotels on the island a “second wave of humanitarian disaster.” He said the compassionate thing would be to let people stay where they are through the holidays.

But tourists are returning and beginning to fill some of the rooms. Green and Maui Mayor Richard Bissen say the island needs to welcome travelers back to support the economy and give people jobs. Maui’s unemployment rate hit 8.4% in September compared to 3.4% the same month last year.

Playing music helps Nahale cope with the ordeal. Before moving to his new condo, he showed two visiting journalists the only guitar he was able to grab before his home burned. Then he began strumming a song written by his late friend, the famous Hawaiian musician Roland Cazimero.

“Please be careful/ Of the dangers of the world/ Careful not to be afraid/ Of the roads we’ve yet to go,” Nahale sang, first in English and then in Hawaiian.

“That song just came to mind,” he said. “That song can help heal.”

___

Associated Press writer Jennifer Sinco Kelleher contributed to this report.

Subscribe to Fortune Gulf Brief. Every Tuesday, this new newsletter will deliver clear-eyed, authoritative intelligence on the deals, decisions, policies, and power shifts shaping one of the world’s most consequential regions, written for the people who need to act on it. Sign up here.
About the Authors
By Audrey McAvoy
See full bioRight Arrow Button Icon
By The Associated Press
See full bioRight Arrow Button Icon

Latest in Environment

Finance
Lorem ipsum dolor sit amet, consectetur adipiscing elit, sed do eiusmod tempor incididunt ut labore et dolore magna aliqua. Ut enim ad minim veniam
By Fortune Editors
October 20, 2025
Finance
Lorem ipsum dolor sit amet, consectetur adipiscing elit, sed do eiusmod tempor incididunt ut labore et dolore magna aliqua. Ut enim ad minim veniam
By Fortune Editors
October 20, 2025
Finance
Lorem ipsum dolor sit amet, consectetur adipiscing elit, sed do eiusmod tempor incididunt ut labore et dolore magna aliqua. Ut enim ad minim veniam
By Fortune Editors
October 20, 2025
Finance
Lorem ipsum dolor sit amet, consectetur adipiscing elit, sed do eiusmod tempor incididunt ut labore et dolore magna aliqua. Ut enim ad minim veniam
By Fortune Editors
October 20, 2025
Finance
Lorem ipsum dolor sit amet, consectetur adipiscing elit, sed do eiusmod tempor incididunt ut labore et dolore magna aliqua. Ut enim ad minim veniam
By Fortune Editors
October 20, 2025
Finance
Lorem ipsum dolor sit amet, consectetur adipiscing elit, sed do eiusmod tempor incididunt ut labore et dolore magna aliqua. Ut enim ad minim veniam
By Fortune Editors
October 20, 2025

Most Popular

Finance
Lorem ipsum dolor sit amet, consectetur adipiscing elit, sed do eiusmod tempor incididunt ut labore et dolore magna aliqua. Ut enim ad minim veniam
By Fortune Editors
October 20, 2025
Finance
Lorem ipsum dolor sit amet, consectetur adipiscing elit, sed do eiusmod tempor incididunt ut labore et dolore magna aliqua. Ut enim ad minim veniam
By Fortune Editors
October 20, 2025
Finance
Lorem ipsum dolor sit amet, consectetur adipiscing elit, sed do eiusmod tempor incididunt ut labore et dolore magna aliqua. Ut enim ad minim veniam
By Fortune Editors
October 20, 2025
Finance
Lorem ipsum dolor sit amet, consectetur adipiscing elit, sed do eiusmod tempor incididunt ut labore et dolore magna aliqua. Ut enim ad minim veniam
By Fortune Editors
October 20, 2025
Finance
Lorem ipsum dolor sit amet, consectetur adipiscing elit, sed do eiusmod tempor incididunt ut labore et dolore magna aliqua. Ut enim ad minim veniam
By Fortune Editors
October 20, 2025
Finance
Lorem ipsum dolor sit amet, consectetur adipiscing elit, sed do eiusmod tempor incididunt ut labore et dolore magna aliqua. Ut enim ad minim veniam
By Fortune Editors
October 20, 2025
Fortune Secondary Logo
Rankings
  • 100 Best Companies
  • Fortune 500
  • Global 500
  • Fortune 500 Europe
  • Most Powerful Women
  • World's Most Admired Companies
  • See All Rankings
  • Lists Calendar
Sections
  • Finance
  • Fortune Crypto
  • Features
  • Leadership
  • Health
  • Commentary
  • Success
  • Retail
  • Mpw
  • Tech
  • Lifestyle
  • CEO Initiative
  • Asia
  • Politics
  • Conferences
  • Europe
  • Newsletters
  • Personal Finance
  • Environment
  • Magazine
  • Education
Customer Support
  • Frequently Asked Questions
  • Customer Service Portal
  • Privacy Policy
  • Terms Of Use
  • Single Issues For Purchase
  • International Print
Commercial Services
  • Advertising
  • Fortune Brand Studio
  • Fortune Analytics
  • Fortune Conferences
  • Business Development
  • Group Subscriptions
About Us
  • About Us
  • Press Center
  • Work At Fortune
  • Terms And Conditions
  • Site Map
  • About Us
  • Press Center
  • Work At Fortune
  • Terms And Conditions
  • Site Map
  • Facebook icon
  • Twitter icon
  • LinkedIn icon
  • Instagram icon
  • Pinterest icon

Latest in Environment

A large oil-exporting hub will be built in the deepwater Gulf of Mexico amid the Iran war—but only because Japan and the White House are paying for it
Energycrude oil
A large oil-exporting hub will be built in the deepwater Gulf of Mexico amid the Iran war—but only because Japan and the White House are paying for it
By Jordan BlumMay 8, 2026
1 day ago
An almond farmer inspects a fruit on a tree.
North AmericaAgriculture
California farmers must destroy 420,000 peach trees after Del Monte closes its canneries and cancels more than $550 million in long-term contracts
By Sasha RogelbergMay 7, 2026
2 days ago
bears
EnvironmentAlaska
Judge allows Alaska wildlife agents to resume shooting bears from helicopters to protect recovering caribou herd
By Becky Bohrer and The Associated PressMay 7, 2026
2 days ago
Debris from the White House East Wing demolition was dumped at a nearby public golf course and contains toxic metals, National Park report finds
PoliticsWhite House
Debris from the White House East Wing demolition was dumped at a nearby public golf course and contains toxic metals, National Park report finds
By Sasha RogelbergMay 7, 2026
2 days ago
ben
CommentaryFood and drink
Magnum owns Ben & Jerry’s. Now it’s destroying what made the brand worth buying
By David Bronner, Michael Bronner and Ryan GellertMay 7, 2026
2 days ago
At 75, Ted Turner told Fortune he gave himself 5 more years. He got 12—and spent them warning the world was ending
C-SuiteMedia
At 75, Ted Turner told Fortune he gave himself 5 more years. He got 12—and spent them warning the world was ending
By Ashley LutzMay 6, 2026
3 days ago

Most Popular

California farmers must destroy 420,000 peach trees after Del Monte closes its canneries and cancels more than $550 million in long-term contracts
North America
California farmers must destroy 420,000 peach trees after Del Monte closes its canneries and cancels more than $550 million in long-term contracts
By Sasha RogelbergMay 7, 2026
2 days ago
'Blue dot fever' plagues musicians like Post Malone, Meghan Trainor, and Zayn as a growing list of artists cancel tours due to lagging ticket sales
Arts & Entertainment
'Blue dot fever' plagues musicians like Post Malone, Meghan Trainor, and Zayn as a growing list of artists cancel tours due to lagging ticket sales
By Dave Lozo and Morning BrewMay 7, 2026
2 days ago
A Michigan farm town voted down plans for a giant OpenAI-Oracle data center. Weeks later, construction began
Magazine
A Michigan farm town voted down plans for a giant OpenAI-Oracle data center. Weeks later, construction began
By Sharon GoldmanMay 6, 2026
3 days ago
Current price of oil as of May 8, 2026
Personal Finance
Current price of oil as of May 8, 2026
By Joseph HostetlerMay 8, 2026
20 hours ago
U.S. Treasury will have to borrow $2 trillion this year just to continue functioning—more than $166 billion every month
Economy
U.S. Treasury will have to borrow $2 trillion this year just to continue functioning—more than $166 billion every month
By Eleanor PringleMay 7, 2026
2 days ago
Airbnb CEO Brian Chesky warns two types of people won’t survive the AI era: ‘pure people managers’ and workers who resist change
Success
Airbnb CEO Brian Chesky warns two types of people won’t survive the AI era: ‘pure people managers’ and workers who resist change
By Emma BurleighMay 7, 2026
2 days ago

© 2026 Fortune Media IP Limited. All Rights Reserved. Use of this site constitutes acceptance of our Terms of Use and Privacy Policy | CA Notice at Collection and Privacy Notice | Do Not Sell/Share My Personal Information
FORTUNE is a trademark of Fortune Media IP Limited, registered in the U.S. and other countries. FORTUNE may receive compensation for some links to products and services on this website. Offers may be subject to change without notice.